Moreno Valley Car Accidents Attorney
Car accidents happen every day in California and are a leading cause of accidental injuries and deaths throughout the country each year. When these incidents occur, each state has different laws and statutes for resolving the aftermath. In California, the fault-based system applies, and whoever causes a car accident is responsible for the resulting damages.
Helping Moreno Valley, CA, Clients Recover From Car Accidents
All California drivers are required to carry auto insurance that meets the state’s minimum coverage requirements, but this may not be enough to fully account for all the damages resulting from a serious car accident in the Moreno Valley, CA, area. Additionally, many people who file auto insurance claims face unexpected delays and other difficulties with their claims, sometimes including bad faith tactics from insurance carriers.
Regardless of whether you believe an auto insurance claim will be sufficient for recovering from a recent accident or you expect to face more complex legal proceedings, it is essential to have legal counsel you can trust from the outset of your recovery efforts. Chris and Frank can provide the measured legal guidance you need to make informed decisions about your recovery after a recent car accident in the Moreno Valley, CA, area.
Benefits of Experienced Legal Counsel After a Car Accident
There is no legal requirement to hire a lawyer to help you recover from a car accident, but the right Moreno Valley car accident attorney can make a tremendous impact on the quality of the recovery you obtain for your damages, potentially revealing channels of compensation you didn’t realize were available to you. Your legal team can also make the auto insurance claim filing process much easier, reducing the chance of facing unfair pushback from the insurer and maximizing the settlement you obtain.
If you or a loved one suffered serious injuries in a recent car accident, insurance alone might not be enough to fully cover the immediate and long-term damages resulting from the incident. When you have an experienced Moreno Valley car accident attorney representing you, you are not only more likely to maximize your initial insurance claim settlement, but any further legal recourse you pursue will be far more likely to produce favorable results as well.
The attorneys at Chris and Frank learn as much as we can about each client’s unique needs and concerns, developing comprehensive and individualized legal strategies that aim for maximum recovery. When you choose our firm to help you recover from an accident, we can work to gather the evidence needed to prove liability, guide you through the insurance claim process, and build a personal injury suit if necessary for your full recovery.
Common Causes of Car Accidents in Moreno Valley, CA
Car accidents happen for innumerable reasons, and the determining factor as to whether you could expect compensation from another party after an accident is if that party caused the accident. You must prove how your accident happened and identify the party or parties responsible for securing compensation for your damages. You must also be prepared to show a complete and accurate accounting of all your claimed losses, proving they are the direct results of the defendant’s actions and not some other cause. Some of the most commonly cited causes of accidents that ultimately lead to civil claims for damages include:
- Distracted driving, the leading cause of all motor vehicle accidents in the United States. Cell phone use is the most commonly reported form of distracted driving.
- Intoxicated driving, which can lead to severe criminal penalties for the at-fault driver.
- Speeding, which increases the likelihood of accidents occurring, and accidents at high speeds have a high chance of causing severe or fatal injuries.
- Moving violations. Anything that disrupts traffic flow can startle other drivers, such as running a red light or performing an illegal U-turn.
- Intentionally harmful, aggressive, and/or willfully reckless driving can lead to criminal charges for the at-fault driver, along with their civil liability for victims’ damages.
If you were seriously injured in your recent accident, you might not remember the exact details of how it occurred. It’s also possible for the at-fault driver to have fled the scene. Ultimately, you may not be able to immediately identify the party or parties bearing liability for your damages. The sooner you secure legal representation from an experienced Moreno Valley car accident attorney, the sooner they can begin uncovering the evidence needed to prove fault for your recent collision.
Filing Your Auto Insurance Claim After an Accident
Once you have determined fault for your accident, the first step in your recovery efforts is likely to be an auto insurance claim against the at-fault driver. California law requires every driver to purchase an auto insurance policy that meets the state’s minimum coverage requirements. At the very minimum, an auto insurance policy must provide at least $15,000 in bodily injury liability coverage for a single person, at least $30,000 in total accident liability coverage for bodily injury, and at least $5,000 in property damage liability coverage to cover vehicle repair costs.
While these coverage amounts may be enough to resolve some minor accidents, your damages could eclipse the at-fault driver’s coverage if you sustained any severe physical injury resulting in long-term or permanent harm. Additionally, if an at-fault driver does not have insurance, you will need to proceed with a direct civil suit to recover your damages.
Dealing with insurance companies can be intimidating, and many insurers will use various tactics to minimize claim payouts and deny claims wherever they see the justification to do so. Having an attorney help you draft your demand letter for coverage significantly reduces the chances of the insurance company trying anything along these lines. You’re more likely to secure a swift and fair claim determination when you have a Moreno Valley car accident attorney assist you with your recovery efforts.
Damages and Compensation in a Moreno Valley, CA, Car Accident Claim
California state law requires drivers to use the fault system to assign liability for an accident before filing insurance claims as required to recover their losses. However, every car accident is unique, and it’s possible for an at-fault driver to face criminal prosecution for the actions taken that caused the accident. It’s also possible for a plaintiff to share fault for a car accident. These are just a few examples of how the unique variables in play in a car accident case can dramatically influence the plaintiff’s final recovery.
As the plaintiff in a personal injury suit, you have the right to seek full repayment of all economic damages the defendant inflicted on you. Most car accident claims entail economic damages such as:
- Vehicle repair costs. If the at-fault driver’s insurance cannot completely cover your vehicle’s repair costs or the actual cash value of your vehicle if it is a total loss, you can include any outstanding property damage in your civil suit.
- Medical treatment costs. If the defendant injured you, they are liable for any medical expenses you incur to completely heal from your injury. This includes immediate emergency care as well as ongoing treatment costs for severe injuries.
- Lost income. Your accident may have forced you to miss work, and the defendant is responsible for any income they caused you to lose during your recovery.
- Lost earning potential. Some car accidents cause catastrophic injuries, leaving victims permanently disabled and unable to resume their jobs. If a defendant has caused any permanent loss of earning capacity, they are liable for the future income you would have reasonably expected to earn if they hadn’t injured you.
Depending on the scope and severity of the damages inflicted by the defendant, a plaintiff may face a very challenging insurance claim process followed by an even more demanding civil suit. Beyond your economic damages, state law permits you to seek compensation for the pain and suffering you experienced as well.
Calculating appropriate financial compensation for intangible losses like physical pain and psychological distress can seem very difficult, but there are various methods your attorney may use to help you arrive at a suitable figure for your case. Any plaintiff who has suffered a long-term or permanent loss from their recent accident could potentially secure far more compensation than they initially expected when they have the right attorney handling their case.
Whatever your accident claim entails, Chris and Frank can provide the compassionate reassurance you need during this difficult time. We’ll help you understand the unique legal mechanisms at work in your case and how to maximize your final recovery. If you are concerned about bearing partial liability for your recent accident, we can work with you to gather any evidence needed to minimize the comparative fault percentage you receive from the judge, preserving your final recovery.
Ultimately, the right attorney can make a tremendous difference in a car accident claim in California. It’s natural to have lots of pressing legal questions when you find yourself in this situation. Whether you need help determining liability for your recent accident, navigating an auto insurance claim, or preparing for a complex series of legal proceedings against the driver who injured you, the attorneys at Chris and Frank are ready to help.
Q: Do I Really Need to Hire a Moreno Valley Car Accident Attorney?
A: There is no strict requirement to hire a lawyer to help you recover from a car accident but doing so is likely to yield several significant benefits as you work toward recovering your losses. When you choose Chris and Frank to handle your car accident claim, you will not need to worry about clerical errors or other procedural missteps interfering with your case, and we will help you recover as much compensation as state law allows.
Q: How Long Does It Take to Receive an Auto Insurance Settlement Check?
A: When fault for a car accident is perfectly clear, it may not take very long for the victim to recover their damages through the at-fault driver’s auto insurance. As long as the claimant files their claim on time with all necessary supporting information, it may only take a few days to a few weeks for them to receive their settlement check. If there are any controversies with an insurer regarding your claim, your Moreno Valley car accident attorney can help you address them.
Q: How Much Is My Car Accident Claim Worth?
A: California’s fault rule for car accidents ensures the at-fault driver faces liability for any and all damages they caused you or your loved one. Your Moreno Valley car accident attorney can help you accurately assess the total potential value of your car accident claim, potentially revealing compensation you didn’t know was available to you. The sooner you connect to an experienced attorney, the sooner they can provide an estimate of your case’s value.
Q: What Happens If I’m Partially at Fault for a Car Accident?
A: California upholds a pure comparative negligence statute, used whenever liability for civil damages is called into question. If an investigation reveals that a plaintiff bears partial responsibility for their claimed damages, the judge handling the case determines the percentage of fault that falls to each party. The plaintiff may still recover damages no matter what percentage of fault they hold, but they lose this percentage of their case award.
Q: Is It Worth Hiring a Moreno Valley Car Accident Attorney?
A: If your recent accident only caused minor cosmetic damage to your vehicle, you could probably resolve this type of situation on your own, but if you or a family member has been seriously injured by another driver’s negligence or misconduct, it’s crucial to find legal counsel you can trust to hold them accountable. The right attorney can significantly improve the quality of your final recovery, even after accounting for the cost of hiring them.
The Chris and Frank team has years of professional legal experience representing injured clients in the Moreno Valley area and surrounding communities of Southern California. We know how damaging an unexpected motor vehicle accident can be and the severe economic toll it can easily take on any victim and their family. The sooner you secure legal counsel you can trust, the more likely you are to recover as fully as the law allows. Contact Chris and Frank Accident Attorneys today to schedule a free consultation with a Moreno Valley car accident attorney and learn more about your legal options after a serious car accident in California.
Actual Client Testimonials
“This is the best firm to go to. They will fight for your rights to be compensated. I have a loved one that used them. They treat you like you are one of their own family members. I highly recommend them. To be honest I wouldn’t use any other firm.” Jeff E.
Client Review: 5/5
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