Pasadena Rideshare Accident Attorney
Rideshare services like Uber and Lyft are incredibly popular throughout Southern California. Many people in Pasadena use these services as alternatives to public transit and taxis. In addition, rideshare apps conveniently offer affordable transportation. However, accidents can and do occur involving rideshare drivers, and navigating the complex insurance issues these incidents generate can be incredibly difficult.
Legal Representation for Rideshare Accident Victims in Pasadena, CA
If you or a loved one suffered injuries in a recent rideshare accident in Pasadena, CA, it is natural to have lots of questions about the insurance claim process and how to recover your losses. An experienced Pasadena rideshare accident lawyer is the ideal asset to have on your side in this situation. A good attorney will not only be able to help you identify the party or parties responsible for causing your accident, but they can also assist with calculating your damages and navigating the complicated insurance claim process you face as you work toward securing compensation for your losses.
There’s a Limited Time to File a Claim for a Rideshare Accident
Time is a critical factor after any rideshare accident in Pasadena. You only have a limited time to file your insurance claim, and any delays in filing give the insurance company an excuse to excessively scrutinize your claim. Therefore, the sooner you hire an experienced Pasadena rideshare accident lawyer to represent you, the easier time you will have in securing the compensation you need to recover.
Why Do I Need a Pasadena Rideshare Accident Lawyer?
If the fault for your recent accident seems perfectly clear, you may wonder whether you need to hire legal counsel to secure compensation for your damages. The reality is that even straightforward personal injury claims can impose substantial legal challenges to injured plaintiffs and their families. Rideshare accident cases are incredibly complex due to the nature of the insurance issues that often come into play for such cases.
An experienced Pasadena rideshare accident lawyer is an invaluable asset for many reasons. First, they will help you approach the insurance claim process with understanding and confidence. It can be intimidating and stressful for anyone to face an insurance company but having legal counsel represent you will significantly reduce your chances of encountering any unfair pushback from claim adjusters. Second, a good attorney will know how to calculate the full range of damages you can seek from the defendant. Rideshare companies have robust insurance policies, but even a successful claim may not fully cover your losses. You may need to proceed with a civil lawsuit to ensure full recovery from your damages. Finally, your legal team can handle your legal affairs on your behalf while you rest and recover with reassurance.
Chris and Frank Accident Attorneys take a client-focused approach to every case we accept. We understand the stress, uncertainty, and anxiety that often follow a motor vehicle accident, especially one likely to generate complex insurance issues like a rideshare accident. We take time to learn as much as we can about our clients to ensure fully individualized legal counsel through every step of the case. We’ll help you determine your best options for legal recourse against the party responsible for your accident and do everything we can to maximize your total compensation.
How Does Rideshare Insurance Work?
Once rideshare companies like Uber and Lyft began operating in the United States, many app users loved the convenience provided by these services, but public outcry quickly swelled regarding the companies’ liability for accidents. As a result, legislation was enacted across the US that required rideshare companies to maintain insurance coverage. This coverage can potentially apply in many ways depending on how an accident happened.
Uber and Lyft have almost identical insurance programs. Both companies offer three levels of insurance protection. At the most basic level, rideshare companies require their drivers to have their own auto insurance policies. If a rideshare driver is not logged into their Driver app and is not waiting for a ride request or transporting a passenger to their destination, the driver’s own auto insurance coverage comes into play if they have an accident.
If a driver is logged into the Driver app and waiting for a ride request, the rideshare company’s second tier of insurance coverage will apply if they cause an accident. This level of coverage offers up to $50,000 in bodily injury liability coverage, up to $100,000 in total accident bodily injury liability coverage, and up to $25,000 in property damage liability coverage. Therefore, if the rideshare driver caused the accident in question, the injured driver would be able to claim against this coverage tier.
The most expansive tier of rideshare insurance coverage comes into play when a rideshare driver has accepted a ride request and is on the way to pick up the passenger or when they are transporting the passenger to their destination. This level of coverage includes up to $1 million in third-party liability coverage. If you are injured as a rideshare passenger, and your driver caused the accident, you would be able to file a claim against this tier of coverage.
Dealing With Insurance Claims After a Rideshare Accident
Insurance is typically a car accident victim’s first option for recovering their losses. Your Pasadena rideshare accident lawyer can help you determine who is at fault and how to direct your efforts. If you must file an auto insurance claim, your attorney will assist you with this process. Insurance companies have no incentive to help a claimant secure a settlement as doing so eats into the company’s profits. However, insurance companies are legally required to handle and investigate all claims for coverage in good faith.
Your Pasadena rideshare accident lawyer can help you file your insurance claim against the appropriate policy and handle correspondence with insurance company representatives on your behalf. Once an insurance company realizes you have secured legal representation, these representatives will be unlikely to attempt any subversive or underhanded tactics to lowball your settlement offer or unfairly deny your claim. Your attorney will help you secure maximum coverage for your damages. If available insurance cannot fully cover your losses, they can assist you in filing a personal injury claim against the party responsible for causing your accident.
Damages and Compensation for Rideshare Accident Claims
A rideshare accident can easily cause many of the same injuries that any other car accident might cause. Broken bones, facial injuries, burns, soft tissue damage, traumatic brain injuries, and spinal injuries are all possibilities in a severe accident. If you are forced to take further legal action beyond an auto insurance claim for your rideshare accident damages, your attorney will help you calculate the full scope of damages you can include in the claim. California’s personal injury laws allow plaintiffs to seek compensation for:
- Medical costs. Your accident likely resulted in physical injuries that will demand extensive medical care. The party responsible for the accident will be liable for all medical treatment costs the plaintiff incurs. This includes immediate medical treatment costs and any ongoing medical costs when the victim requires continuing care.
- Lost income. A rideshare accident is likely to leave the victim unable to work for an extended time, and the defendant is responsible for the victim’s lost income during their recovery. If the victim is unable to return to work at all in the future because of their injuries, the defendant would be liable for the victim’s lost earning capacity.
- Property damage. If the defendant’s actions also resulted in damage to the plaintiff’s personal property, the plaintiff can include repair or replacement costs in their claim as economic damages.
Beyond these economic damages, plaintiffs in California personal injury cases also have the right to seek compensation for their pain and suffering. Again, this may sound difficult to quantify in monetary compensation, but attorneys can use various methods to calculate appropriate pain and suffering compensation for their clients. For example, they may multiply the client’s claimed economic damages by 1.5 to five to reflect the severity of the plaintiff’s condition and seek a large lump sum. Alternatively, they may seek a “per diem” compensation agreement if the plaintiff is expected to fully recover from their injuries with time, rest, and appropriate treatment.
Rideshare accident claims can unfold differently depending on how the accident occurred and your role in the situation. For example, if you were driving your own vehicle and a rideshare driver hit you, you would have the right to file an insurance claim against them, but their activity within the Driver app would dictate whether you could file a claim against the rideshare company or the driver’s individual auto insurance policy. On the other hand, if you were riding as a rideshare passenger, you could likely file a claim against the company’s policy but doing so is very difficult without legal counsel assisting you.
Chris and Frank can provide the meticulous and responsive legal counsel you need on your side to navigate the most complex rideshare accident claims. We have successfully helped many past clients recover compensation for their damages in a wide range of personal injury cases. We also know how to deal with difficult insurance companies. So, whatever your case entails, we will help you approach the situation with confidence and understanding.
Q: How Can a Pasadena Rideshare Accident Lawyer Help With an Insurance Claim?
A: Your legal team can be an invaluable asset in addressing the complex insurance-related issues your case is likely to entail. You may need to file more than one insurance claim following your accident. Dealing with difficult insurance claim adjusters is much easier with an experienced legal team. Your attorney can help you draft your demand letter to the insurance company and field any requests for supporting documentation. They can also help you address unfair denial or negotiate better terms when insurance companies offer lowball settlements.
Q: How Long Does It Take to Complete a Rideshare Accident Case?
A: The time required to resolve your rideshare accident case depends on many factors. If you can secure total compensation for your losses through an insurance claim and work quickly to file your claim as soon as possible, you could potentially resolve the issue and get the compensation you need in a matter of weeks. However, it can take much longer to resolve when insurance issues are more complex or if you must file a personal injury claim for your rideshare accident.
Q: What Happens If the Driver Who Caused the Accident Blames Me?
A: If the defendant in your case denies liability for the accident, or if they assert that you are responsible for causing the accident, you will need to work closely with your Pasadena rideshare accident lawyer to disprove their allegations and hold them appropriately accountable for your losses. This kind of situation would likely generate extensive courtroom proceedings, and you should have a Pasadena rideshare accident lawyer accustomed to handling complicated litigation.
Q: How Much Does a Pasadena Rideshare Accident Lawyer Cost to Hire?
A: The attorneys at Chris and Frank use a contingency fee billing model to handle our legal fees. With this system, the client owes us nothing up front for our representation and pays legal fees only when we win their case. Our fee is then a predetermined percentage of the case award, ensuring the client receives fair compensation for their damages. Our clients have no surprises, and we strive for maximum client compensation in every case we accept.
Rideshare accident cases are some of the most complex vehicle accident cases anyone can face. The difficult insurance issues these cases often entail can be incredibly daunting for any injured claimant who does not have experienced legal counsel advising them. In addition, you have only a limited time to file an insurance claim after a rideshare accident, so you must work quickly to ensure the best chance of recovery. If you would like to talk about legal options with an experienced Pasadena rideshare accident lawyer, contact Chris and Frank today to schedule a free consultation with our firm.
Pasadena Practice Areas
- Pasadena Personal Injury Lawyer
- Pasadena Car Accident Lawyer
- Pasadena Motorcycle Accident Lawyer
- Pasadena Truck Accident Lawyer
- Pasadena Wrongful Death Lawyer
- Pasadena Dog Bite Lawyer
- Pasadena Slip and Fall Lawyer
- Pasadena Pedestrian Accident Lawyer
- Pasadena Bicycle Accident Lawyer
- Pasadena Rideshare Accident Lawyer
- Pasadena Traumatic Brain Injury Lawyer
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